Ranma, chuckled. "Well, it's a good thing you, me

and Kasumi are the only 

Ranma chuckled.
(plain old subject-verb sentence; no comma needed.)

you, me, and Kasumi
(when listing more than two items, put a comma after
each except the
last)

Well, techincally, "you, me and Kasumi" is correct.
It's just that "you, me, and Kasumi" is more correct.

-Shen

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